Key takeaways Bankruptcy discharge of student loans is very difficult, but not impossible, and requires demonstrating undue hardship in an adversarial proceeding. Exceptions exist, such…
Credit union credit cards can offer lower interest rates and unique benefits compared to cards from larger banks. Many of them still include rewards cards, and if you’re in the stages of building credit you…
Key takeaways When you agree to purchase a home, one of the first steps you’ll likely need to check off the list is putting earnest money in escrow — a signal to the seller that you’re committed to getting the deal done. A third party will control the escrow account,…
Cross-border tax planning between Canada and the U.S. will require you to manage income, assets and residency to avoid double taxation and meet rules in both countries. Key differences in retirement accounts, capital gains and estate taxes can create issues without careful planning. Tax treaties help, but dual filers and…
MoMo Productions/Getty Images Social Security began clawing back overpayments at a higher rate in July, and beneficiaries who have been overpaid will see a lot more money coming out of their monthly checks to cover the overpayments. While the number of recipients who have been overpaid is a small percentage…
Key takeaways The largest U.S. IPO of all time is of Chinese e-commerce giant Alibaba in September 2014. A company must have a total valuation of more than $54 billion to crack the top 10 list of American IPOs. The valuation includes the total value of all the company’s stock,…
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More ArticlesMarriage and debt are like pregnancy and . . . nausea. For most people, you can’t have the exciting part without the latter. In fact, 63% of marriages start out in debt.1 Take Grace’s story,…